About Us
Dedicated to delivering trusted guidance and support to clients for over 11 years.
Hense Ellis II; IAR, MBA, JD,
Trust
The starting point for any relationship.
- Former Assistant Attorney General who fought crime across multiple fronts
- From an established Alabama family of farmers, attorneys, & businessmen and women
- Spent 15 years in the client’s shoes, thus, determined to be client-focused
- Bound by a legal fiduciary duty to clients
Experience
There's no substitute for actually doing it.
- Managed family accounts and a multi-million-dollar Estate for 16 years
- Licensed Advisor for 11+ years
- Investor for 44+ years
Education
Three highly relevant degrees.
- B.A. focused on Economics & Political Science (Univ of Alabama, 1982)
- J.D. focused on Tax Law (Univ of Alabama, 1985)
- M.B.A. focused on Finance & Real Estate (Univ of Texas at Austin, 1986)
Independent Small Firm Founder & Owner
Only my Clients tell me what to do.
- Not attached to any blown up, bailed out Wall Street bank or broker
- Not attached to any one insurance company or money manager, hence, can search for, and design, the most appropriate solutions to help meet your goals
- Multi-licensed, so no permanent bias to any particular approach
Focused On Lower Risk Approaches to Reaching Your Goals
Only a few need to bet the farm to have a nice retirement.
- No high-risk strategies. Still believes it’s impossible to spend funds lost to risky investments
- Recommends risk levels based on age, risk tolerance, Client income need, and market valuation
Never Takes Commissions from Client Funds.
Typically, all your money goes to work for you.
- No front or back-end loads
- Low Fees on managed accounts
Our Partner: Fran Tarkenton & Tarkenton Financial
Hense is proud to work with Fran Tarkenton and the team at Tarkenton Financial as an authorized representative of the firm. Through his partnership with Tarkenton Financial, Hense has access to insurance products, strategies, and resources that help educate his clients and meet their retirement income planning needs.
DISCLOSURES:
Any recommendation, fund, vehicle, account, approach, third-party money manager deposit, annuity, investment offering or product, life insurance policy, other life insurance company offering or product, and/or strategy that is sold, and/or recommended, and/or offered via, and/or discussed by any relevant Registered Investment Advisor (RIA), Retirement Plans, LLC, any third-party money manager, and/or Hense R. Ellis II is not FDIC insured, not government or bank guaranteed, and not insured by any government agency. (By the way, the United States government owes at least 34 trillion dollars and has massive unfunded future liabilities of over 200 trillion dollars, and it has little chance of meeting these obligations with real wealth. The FDIC's potential liabilities far outstrip the amount of its insurance fund.) Any annuity, life insurance policy, other life insurance company offering or product, investment offering or product, recommendation, fund, vehicle, account, approach, third-party money manager deposit-investment, and/or strategy that is sold, and/or recommended, and/or offered via, and/or discussed by any relevant RIA, Retirement Plans, LLC, any third-party money manager, and/or Hense R. Ellis II may lose value and/or money, including loss of principal. Principal withdrawals will negatively affect principal balance, along with any future death benefit or surrender value, as well as the income production ability of any annuity, life insurance policy, other life insurance company offering or product, investment offering or product, recommendation, fund, vehicle, account, approach, third-party money manager deposit-investment, and/or strategy that is sold, and/or recommended, and/or offered via, and/or discussed by any relevant RIA, Retirement Plans, LLC, any third-party money manager, and/or Hense R. Ellis II. Any loss and/or withdrawal of principal will generate lower and/or fewer periodic payments. Past performance of any annuity, life insurance policy, other life insurance company offering or product, investment offering or product, recommendation, fund, vehicle, account, approach, third-party money manager deposit-investment, and/or strategy that is sold, and/or recommended, and/or offered via, and/or discussed by any relevant RIA, Retirement Plans, LLC, any third-party money manager, and/or Hense R. Ellis II is not a guarantee of future returns, results, and/or performance. At a minimum, this disclaimer is applicable to any annuity, life insurance policy, other life insurance company offering or product, investment offering or product, recommendation, fund, vehicle, account, approach, third-party money manager deposit-investment, and/or strategy that is sold, and/or recommended, and/or offered via, and/or discussed by any relevant RIA, Retirement Plans, LLC, any third-party money manager, and/or Hense R. Ellis II, whether they offer and/or sell same directly and/or indirectly via an intermediary and/or third party. Insurance company offerings and products (including—but not limited to—annuities) are contracts between buyer/investors and an insurance company or companies. Promises and/or guarantees within, and/or related to, life insurance company contracts and/or illustrations rely on the financial strength and claims-paying ability of the issuing insurer. The information in this information package and/or any other material from any relevant RIA, Retirement Plans, LLC, and/or Hense R. Ellis II, has been prepared for informational and educational purposes. It is not intended to provide, and should not be relied upon for, accounting, legal, tax, and/or investment advice. Please discuss this material with a professional specializing in these areas regarding the applicability of this information to your particular and unique situation. Please contact Retirement Plans, LLC before making any investment decision based on these materials. Information regarding securities, investment advisory, and insurance company offerings and products found in any Insight, LLC materials is not intended for residents outside Alabama. Only information regarding certain unregulated products may be considered by residents of other states.